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Over the course of one December week, for example, almost $30,000 arrived from Norway; on January 2, someone in France sent $16,977.

Elrod never let this money linger: She always showed up at the bank a few hours after a transfer cleared, to withdraw as much as $9,500 in cash.

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As she waited for the Bluefield Area Transit bus to whisk her back to West Virginia, Elrod would think about her fiancé, a Scottish oil worker she’d met online.

She knew they’d soon spend hours gabbing on the phone, as was their daily habit.

She would then return on subsequent days to make additional four-figure withdrawals until the account was nearly empty.

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